403(b) Field Guide

The 403(b) Field Guide (updated for 2024) covers all aspects of 403(b) plans and includes information pertinent to members not yet contributing to a 403(b) plan, those who are contributing, those nearing retirement, and those already enjoying retirement.

Note: The following publications are referenced throughout the 403(b) Field Guide:

IRS FORM 8880
Credit for Qualified Retirement Savings Contributions - https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-savings-contributions-credit-savers-credit

IRS PUBLICATION 571
Tax-Sheltered Annuity Plans (403(b) Plans) For Employees of Public Schools and Certain Tax-Exempt Organizations - https://www.irs.gov/forms-pubs/about-publication-571

IRS PUBLICATION 575
Pension and Annuity Income - https://www.irs.gov/forms-pubs/about-publication-575

IRS PUBLICATION 590A
Individual Retirement Arrangements (IRAs) - https://www.irs.gov/forms-pubs/about-publication-590-a

IRS PUBLICATION 590B
Distributions from Individual Retirement Arrangements (IRAs) - https://www.irs.gov/forms-pubs/about-publication-590-b

NEW YORK STATE DEPARTMENT OF TAXATION & FINANCE PUBLICATION 36
General Information for Senior Citizens and Retired Persons - https://www.tax.ny.gov/pubs_and_bulls/publications/income_pubs.htm